# Manilo

> Talk to your money. Manilo (formerly Ledgy) is a multi-currency expense tracker for iOS. Free download with no ads. An optional paid Manilo Cloud subscription adds AI intake, multi-device sync, group sharing, Apple Watch logging, Telegram bot, web dashboard, and an MCP server that lets Claude, ChatGPT, Cursor, and any MCP-compatible AI assistant read, add, and edit your expenses in plain English. App Store ID: 6761738170.

## Key facts

- Platform: iOS 15+. iOS only (iPhone, iPad, Apple Watch); no Android
- Price: free app with no ads; optional Manilo Cloud subscription at $5.99/month or $39.99/year, 7-day free trial
- ChatGPT app: https://chatgpt.com/plugins/plugin_asdk_app_6a037e4f480081919938b01d5943dec4
- Voice logging: on-device speech (Apple Speech framework); only resulting text sent to server
- Multi-currency: daily-refreshed ECB FX rates, per-account currency, primary currency conversion
- MCP server URL: https://api.manilo.app/mcp (OAuth 2.0 / RFC 7591 Dynamic Client Registration)
- REST API base: https://api.manilo.app/api/v1/
- Languages: 14 fully translated locales (EN, DE, ES, FR, HI, IT, JA, KO, PL, PT-BR, RU, TR, UK, ZH-Hans)
- CSV import: 29 locale auto-detection
- No ads, no tracking SDKs, no data brokers
- Data ownership: offline-first SQLite on device; cloud sync is encrypted

## Marketing

- [Home](https://manilo.app/): overview, features, capture surfaces, MCP, FAQ
- [Plans & upgrade](https://dashboard.manilo.app/upgrade): plan selector and web checkout (on the dashboard)
- [Integrations / MCP](https://manilo.app/integrations): pick your assistant (ChatGPT, Claude, Cursor, or any MCP client) and connect in about a minute; one-click install for ChatGPT and Cursor, copy-paste server URL for Claude and the rest; prompt examples, capabilities, privacy controls
- [Manilo in ChatGPT](https://manilo.app/chatgpt): import bank statements by chat (ChatGPT or Claude), connection steps, statement formats, trial and pricing FAQ
- [About](https://manilo.app/about): who makes Manilo (formerly Ledgy), platform, price, contact

## Import

Each bank page shows where to export a PDF or CSV statement and how to import it by chat in ChatGPT or Claude.

- [All banks](https://manilo.app/import): every bank page in one list
- [Chase](https://manilo.app/import/chase): United States
- [Bank of America](https://manilo.app/import/bank-of-america): United States
- [American Express](https://manilo.app/import/american-express): United States
- [Capital One](https://manilo.app/import/capital-one): United States
- [Wells Fargo](https://manilo.app/import/wells-fargo): United States
- [Revolut](https://manilo.app/import/revolut): United Kingdom / EU
- [N26](https://manilo.app/import/n26): Germany / EU
- [Wise](https://manilo.app/import/wise): United Kingdom / global

## Guides

- [All guides](https://manilo.app/guides): grouped by topic
- [Can ChatGPT track your expenses? What works and what fails](https://manilo.app/guides/can-chatgpt-track-your-expenses): ChatGPT can total one bank statement you upload. To track spending across months, with account balances and budgets, it needs an expense tracker app.
- [ChatGPT prompts for tracking your spending](https://manilo.app/guides/chatgpt-prompts-for-tracking-spending): Plain-sentence ChatGPT prompts for tracking spending in Manilo: log an expense, import a statement, see totals by category, compare months, set a budget.
- [How to connect Claude or Cursor to your expense tracker](https://manilo.app/guides/connect-claude-or-cursor-to-your-expense-tracker): Claude and Cursor log and read your Manilo expenses through a hosted MCP server: add https://api.manilo.app/mcp, sign in once, then ask in plain English.
- [How to track expenses with ChatGPT](https://manilo.app/guides/how-to-track-expenses-with-chatgpt): To track expenses with ChatGPT, connect it to an expense tracker app such as Manilo, then tell ChatGPT what you spent and ask it for totals by month.
- [How to use ChatGPT for budgeting without a bank login](https://manilo.app/guides/use-chatgpt-for-budgeting-without-a-bank-login): On iPhone, connect ChatGPT to Manilo, set budgets and ask what is left. You log spending or upload statements yourself; no bank password is ever needed.
- [Is it safe to upload a bank statement to ChatGPT?](https://manilo.app/guides/is-it-safe-to-upload-bank-statement-to-chatgpt): It is safe once you cut the account number and your name and keep the chat out of training. What ChatGPT reads, what to trim and how to revoke access.

## Help

- [All Help articles](https://manilo.app/help): grouped by section
- [Connect Claude, Cursor and other MCP clients](https://manilo.app/help/connect-claude-and-other-mcp-clients): Add https://api.manilo.app/mcp as a server in Claude, Cursor or any MCP client, then sign in with your Manilo account. No install, no API key.
- [Connect Manilo to ChatGPT](https://manilo.app/help/connect-chatgpt): Add Manilo to ChatGPT from the app link, or by hand in Developer mode on ChatGPT Plus, Pro or Business, and sign in with your Manilo account.
- [How much does Manilo cost and what is free?](https://manilo.app/help/plans-and-pricing): What the free Manilo app includes, what Manilo Cloud adds for $5.99/month or $39.99/year, and how its 7-day trial and cancelling work.
- [How to import a bank statement with ChatGPT or Claude](https://manilo.app/help/import-a-statement-by-chat): Send a bank statement to ChatGPT or Claude with Manilo connected, and the assistant sorts its rows into your existing Manilo categories. No bank login needed.
- [Where Manilo stores your data and who can see it](https://manilo.app/help/privacy-and-your-data): Your expenses stay on your iPhone until you turn on Manilo Cloud. Manilo never sells your data, and ChatGPT or Claude read only what you ask about.

## Documentation

- [API v1 Reference](https://manilo.app/api-v1): REST endpoints for accounts, categories, budgets, groups, transactions; PAT auth; bulk ops
- [Support / Help Center](https://manilo.app/support): install, voice, Siri, Watch, Telegram, Apple Wallet, billing, troubleshooting

## Legal

- [Privacy Policy](https://manilo.app/privacy)
- [Terms of Service](https://manilo.app/terms)

## App Store

- [Download on the App Store](https://apps.apple.com/app/id6761738170): App ID 6761738170