ChatGPT can total a bank statement you upload, but it cannot track your expenses from month to month unless it is connected to an expense tracker app.
Can ChatGPT add up a bank statement?
Upload last month’s statement as a PDF or CSV and ask how much went on groceries or eating out, and ChatGPT answers from the rows in that file. For a one-off look at a single month, a chat on its own covers it.
Can ChatGPT remember my spending between chats?
ChatGPT does not keep your purchases as entries it can add up across chats, so a weekly total asked for in a new conversation means pasting Monday’s lunch and Thursday’s groceries in again. A chat also holds no balance for each account and no budget to measure the month against.
How ChatGPT tracks expenses through an expense tracker app
Manilo is a free iPhone expense tracker with no ads, and its paid plan, Manilo Cloud, lets ChatGPT work in your Manilo account. Cloud is $5.99/month or $39.99/year, and the first 7 days are a free trial. Once linked, ChatGPT can look up and change your transactions and budgets, one entry at a time or in bulk.
A purchase you mention, such as “log $38 for gas this morning,” is saved with its date and amount in one of your existing categories, so a chat from March and a chat from July add to the same record. Questions about your spending are answered from those saved rows instead of a pasted list. Each account keeps a current balance, and a month’s statement goes in with one request, as Import a statement by chat explains. Everything ChatGPT records also shows in the Manilo iPhone app and on the web dashboard.
Connecting takes one sign-in on Manilo’s own page, and ChatGPT never sees your password; Connect ChatGPT has the steps.
Questions
Does ChatGPT see my whole expense history once Manilo is connected?
ChatGPT reads only the records a question needs, such as your rent payments when you ask about rent. Connecting does not hand it your whole history; Privacy and your data covers what is stored where.
Does ChatGPT log my spending automatically?
ChatGPT logs only the expenses you mention and the statements you upload, because Manilo has no connection to your bank, and Import a statement by chat shows how a statement goes in.
What happens to my expenses if I delete a ChatGPT chat?
Deleting a chat does not delete the expenses ChatGPT saved from it, because they are kept in your Manilo account, not in the conversation. Connect ChatGPT shows how ChatGPT signs in to that account.