ChatGPT prompts for tracking your spending

Good ChatGPT prompts for tracking spending are plain sentences that give an amount, what it was for and a date, like “I paid $18 for lunch at the deli today,” and questions that name a category and a period. Once you connect ChatGPT to the Manilo expense app with Manilo Cloud, it saves each expense to your Manilo account and answers from what is stored there.

ChatGPT sees only the records a request needs, and disconnecting ends its access right away, as privacy and your data explains.

Prompts to log an expense

• “Add yesterday’s taxi to the airport, 45 euros, on my Visa card.”
• “Paid $1,450 rent this morning from checking.”
• “Log 3,200 yen for ramen and tell me what that is in my primary currency.”

A word like “yesterday” sets the date, and naming a card or account puts the expense there. Foreign amounts are converted at European Central Bank rates that Manilo refreshes daily, and totals come out in the primary currency you set in Manilo.

Import a bank statement

Attach a PDF or CSV statement from your bank and send “Import this statement into my Checking account.” Each row goes under a category you already use, and no bank connection is involved, as import a statement by chat explains.

Check your spending by category

“How much did I spend on eating out in September?”

“Break down my spending since January by category, biggest at the top.”

A precise period such as “in September” or “since June 1” keeps the total to exactly the dates you mean. To track down one payment, describe it as you remember it: “Find my payments to the dentist this year” or “What was my biggest single expense last month?”

Compare spending month to month

Ask “Compare October with September, category by category” to set the two months against each other, or “Which category went up the most compared with last month?” when only the biggest change matters.

Set a budget and check what is left

• “Set a $400 monthly budget for groceries.”
• “How much is left in my groceries budget this month?”

Fix a wrong category

• “The $60 at the hardware store on October 12 belongs in my Home category, not Shopping.” The entry moves to Home, and any total you ask for later counts it there.
• “Move all of last month’s coffee shop purchases into a new category called Coffee.” ChatGPT creates the category and moves the matching entries into it in one request.